Trainings Beyond Theory | info@Ratiofy.Lu

Masterclass for the Financial and Insurance Sector.​

We don’t tick only the boxes. We build real reflexes with training designed by practitioners, not academics.

Click Here to Book the Trainings by the Hands-On Experts
Mentorship & Coaching – Ratiofy.Lu

A bit about the Trainer

65+

Luxembourg Entities

Direct experience across IFMs (AIFMs, ManCos), Banks/Credit Institutions, PFS/PSF, Investment Firms, PIs/EMIs for Advisory and Audit.

20yrs

Global Experience

Includes 5+ years at the ECB in Frankfurt and 5 years at Oracle. Top-tier institutional standards.

Started the career as out and out technical person and spent a good part of the career as a coder / developer.

100%

Regulatory Focus

Expertise in DORA, NIS2, EU AI Act, EU Data Act, Cyber Resilience Act, Market Abuse Regulation (MAR), PSD2, GDPR, CSSF Circulars (such as CSSF 25/882, CSSF 25/883, CSSF 20/750 (25/881 and 25/880), CSSF 24/847, CSSF 21/769, CSSF 18/698 among others.
No learning on the job.

ICT Security Awareness​

Legal Basis: DORA Art. 5(2)(g) & 13(6)
Your staff is your first line of defense. We move beyond generic “don’t click links” advice to provide practical, role-specific scenarios. We ensure your team understands the specific cyber threats facing Luxembourg financial institutions.

Click Here

Teleworking Risks & Security​

Legal Basis: CSSF Circular 21/769 para.42
We train your teams on securing their home environments and maintaining data confidentiality outside the office. We ensure your flexible working arrangements.

Click Here

Digital Operational Resilience (DORA) Awareness​

Legal Basis: DORA Art. 13(6)
DORA is not just for IT; it is a business imperative. We explain digital resilience obligations to your entire workforce in human language. We teach them how to identify anomalies and respond to disruptions, ensuring compliance with mandatory EU resilience standards.

Click Here

Managing ICT Third-Party Risk​​

Legal Basis: DORA Art. 30(2)
You cannot outsource responsibility. We teach your internal contract owners and relationship managers how to effectively monitor service providers. This training bridges the gap between procurement and compliance, a key requirement under DORA Article 30.

Click Here

ICT Risk for the Management Body​​

Legal Basis: DORA Art. 5(4)
Executives cannot delegate accountability. We provide high-level, impact-focused sessions specifically for the Board and C-suite. We ensure your leadership understands ICT risk well enough to make informed strategic decisions, as explicitly required by DORA.

Click Here

AI Literacy & Safety​​​

Legal Basis: EU AI Act Art. 4
AI is powerful but carries legal weight. We demystify the EU AI Act for your staff, ensuring they understand how to use AI tools safely and legally. We focus on data leakage risks and the ethical use of generative AI in a regulated environment.

Click Here

The Role of the Cloud Officer​​

Legal Basis: CSSF 25/882 + CSSF 25/883
For entities with a Cloud Officer, this session is a deep dive into governance duties. We cover the monitoring of cloud outsourcing arrangements and the specific reporting obligations required by the latest CSSF circulars.

Click Here

GDPR & Data Protection​​

Legal Basis: GDPR Art. 39(1)(b)
Data protection must be a daily habit, not a one-off quiz. We refresh your team’s knowledge on handling client data, focusing on common pitfalls in the financial sector such as misdirected emails, data minimization, and the right to be forgotten.

Click Here

Whistleblowing & Reporting Breaches​​

Legal Basis: Whistleblowing Law
A silent culture is a risky culture. We train your staff on how and when to report breaches internally or externally. We ensure they understand their protections, encouraging a culture of transparency that helps you catch issues before they become crises.

Click Here

Meet Our Trainer​​

65+ Lux Financial Sector Clients • 20 Years Global Experience
On a Mission to Make the Entities Self-Sufficient in GRC and Information Security

Sushil at Ratiofy.Lu

Sushil KUMAR

Founder & Managing Partner / Associé et Gérant
Ratiofy S.à r.l.-S
Click here for Experience and Profile Details

Click here to auto-draft email to us

Would you like to learn the real world scenarios?

Trainings Beyond Theory | info@Ratiofy.Lu

Masterclass for the Financial and Insurance Sector​.

We don’t tick only the boxes. We build real reflexes with training designed by practitioners, not academics.

Click Here to Book the Trainings by the Hands-On Experts