Standardized Templates – Ratiofy.Lu

Expert-Vetted Templates | info@Ratiofy.Lu

Massive Cost Reduction Compared to Traditional Advisory Services.

Protect your profit margins with standardized, Luxembourg-specific regulatory templates. Achieve worry-free compliance without paying big advisory fees.

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“Compliance is obligatory.
Painful invoices are not. Not even for Top-tier work.”

The Ratiofy Principle

Select Your Package.

Expertise in DORA, NIS2, EU AI Act, EU Data Act, Cyber Resilience Act, Market Abuse Regulation (MAR), PSD2, GDPR, CSSF Circulars (such as CSSF 25/882, CSSF 25/883, CSSF 20/750 (25/881 and 25/880), CSSF 24/847, CSSF 21/769, CSSF 18/698 among others.

Foundation

Minimum

Includes comprehensive standardized templates of the documents (policies, procedures, plans and report templates). The optimal balance of cost-efficiency and compliance coverage.

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Strongly Suggested
Maximum Value

Minimum Plus (+)

Includes comprehensive standardized templates of the documents (policies, procedures, plans and report templates). The optimal balance of cost-efficiency and compliance coverage.
+
Explanation of documents

Select Minimum Plus
Guided Execution

Hybrid Package

Everything in Minimum Plus (+)
+
One round of expert review.

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Bespoke Solution

Fully Tailored

Fully tailored documents (policies, procedures, plans and report templates) mapped specifically for your operational context. This is similar to our full advisory services.

Select Tailored

Available Assets.

Built specifically for AIFMs, ManCos, Banks, PFS, PSPs, EMIs, CASPs, VASPs and Investment Firms.

1

Policies & Procedures

Complete, well-structured policy documents ready for your logo. Includes Information Security Policies, Access Control Procedures, and Incident Management workflows compliant with CSSF requirements.

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2

Registers & Reports

Standardized spreadsheets and reporting Templates and Packages. Includes the DORA Register of Information for ICT Third-Party Providers, and format structures for the Annual ICT Risk Assessment.

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3

Audits & Checklists

Practical checklists to run your own internal gap analyses. Evaluate your readiness for NIS2, DORA, and specific CSSF Circulars without waiting for an external auditor to tell you what is missing.

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The Profit Protection Model.

We offer a highly cost-effective alternative to the traditional advisory model.

The Standard Approach

Traditional Advisory.

  • ● Firms pay high hourly rates to external consultants just to draft standard regulatory documents.
  • ● Significant drain on company profits for mandatory, non-revenue generating compliance tasks.
  • ● Slow turnaround times due to prolonged discovery phases and consultant availability.
The Smart Alternative

Ratiofy Templates and Packages.

  • ● Instant access to policies, procedures, and checklists pre-aligned with regulatory (CSSF, CAA, EU Regulations) requirements.
  • ● Massive cost reduction. You pay a fraction of the cost of a traditional consulting mandate.
  • ● Full control. You receive a solid, expert-vetted foundation that your internal team easily adapts to your exact context.

Discuss Your Mission

The Safety Check.

AI is free, but fixing a compliance mistake during a CSSF inspection is very expensive. We are the safety and reputation check that general-purpose AI cannot offer.

Evaluation Criteria Generic AI (The “Fast Intern”) Ratiofy.Lu (The “Director Review”)
Data Source Snapshot of the Past. Limited by training cutoff dates. Live Ecosystem. Updated constantly via our Daily News Platform.
Jurisdiction Generic / Global. Often cites US, UK, or “Internet” law. Luxembourg Specific. Tailored for CSSF, CNPD, ILR, BCL.
Accuracy Unreliable. Prone to “hallucinations” (inventing laws). Verified. Every claim and citation is expert-vetted.
Risk Profile High. You bear full liability and reputational damage for errors. Low. You start with a proven, safe framework.

Discuss Your Mission
Mentorship & Coaching – Ratiofy.Lu

Zero ramp-up time.

The standard model wastes a month on discovery. We eliminate this inefficiency. We understand your business, regulatory (such as CSSF, EU, CAA) expectations, and market practices. We can help you from Day 1.


A bit about the Founder

65+

Luxembourg Entities

Direct experience across IFMs (AIFMs, ManCos), Banks/Credit Institutions, PFS/PSF, Investment Firms, PIs/EMIs for Advisory and Audit.

20yrs

Global Experience

Includes 5+ years at the ECB in Frankfurt and 5 years at Oracle. Top-tier institutional standards.

Started the career as out and out technical person and spent a good part of the career as a coder / developer.

100%

Regulatory Focus

Expertise in DORA, NIS2, EU AI Act, EU Data Act, Cyber Resilience Act, Market Abuse Regulation (MAR), PSD2, GDPR, CSSF Circulars (such as CSSF 25/882, CSSF 25/883, CSSF 20/750 (25/881 and 25/880), CSSF 24/847, CSSF 21/769, CSSF 18/698 among others.
No learning on the job.

Compliance.
Quick. Massively Cost Effective.

Let’s make your internal team self-sufficient.

Give your team the right starting point.
● Built by experts with 20 years of hands-on experience.
● Aligned perfectly with Luxembourg market practices.
● Clear, simple language. Easy to adapt.

Click here to schedule a discussion. Now!